Working Capital Finance
(Overdraft / Cash Credit / BG /LC limit /Project Finance)
LIST OF DOCUMENTS FOR WORKING CAPITAL LIMITS
KYC
- ►KYC (Pan / GST Registration Certificate / Electricity Bill etc.) of Company with MOA/AOA/COI - Partnership Deed including any reconstituted deed with Form-A & Form-C (firm registered under 1932 partnership act with firm’s registrar)
- ►KYC of Promoters / Guarantor / Property Owners
- ►Promoter’s Profile (Education & job / business Experience details)
- ► ITR of Promoters / Guarantors / Property-provider with computation of income for last 3 years
COMPANY
- ►Company Profile, Business Model and Company Product Catalogue / Brochure
- ►List of Directors/Partners with shareholding detail
- ►IEC Code Copy, if applicable
- ►GSTR-3B returns from April 2022 to till date (year-wise)
- ►Complete audited financial statements of the company for the latest 3 years along with - ITR acknowledgement & Computation of Income, Director’s Report (In case of company), Auditor Report, Tax audit report, All schedules, Notes to accounts.
- ►Provisional/Projected financial statement with complete annexures (Self/CA certified) - Key Figures as on date & As on 31.03.2023 - Debtors, Creditors, Stock, Unsecured Loans, Fixed Assets.
- ►Debtors, Creditors, Unsecured-Loan position position as on 31.03 2021, 31.03.2022 and as on date
- ►Month-wise sales for FY 21-22, FY22-23 (till date)
- ► Month wise purchase bifurcated (import & domestic) - from Apr 2021 to till date (Year wise)
- ► Sanction letter of Loans availed (Car/Home/LAP) / Working Capital Limits (CC/OD/BG/LC) (latest and previous) - All pages with repayment schedule and Loan account statement
- ►Bank account statements
− last 12 Months −− Share in Bank PDF format on Email (If any cheque/EMI
bounce, confirm reason for each cheque bounce)
- All Current Account
- Cash Credit Account
- PCFC / PSFC / Buyers Credit Accounts (If Applicable)
- Outstanding BG (Bank Guarantee) / LC (Letter of Credit) statement (If Applicable)
Main Product details and Product Wise Sales for last 2 years and current financial year
Sr. No. | Product name | Brief | Per unit cost | Sales in FY21-22 | Till date sale in FY22-23 |
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- ►Order Book position of the company
- Order copies / dealership agreements copies
- Order details in Excel File as per below format
Order No | Company Name | Order Value | Start Date | End Date | % Order Completion (year wise) | BG Type & Requirement | Order Status As on date |
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- ►Top 5 Buyers and Top 5 Suppliers details (Name / Contact No / Add / Value of Busienss done in last 2 years)
- ►GROUP COMPANIES:
- − Last audited balance sheet of the group companies (if any)
- − Ledgers of each group company from 01.04.2021 to till date
- ►PROPERTY: Copy of Complete chain of property papers (Not applicable in case of Business Loan)
For any query, Please call at 9910 350 999 or write to us at finanscorporateservices@gmail.com
Note: that there may be some papers / clarifications, or account ledgers which may be required after receipt of above documents.