Working Capital Finance

(Overdraft / Cash Credit / BG /LC limit /Project Finance)

LIST OF DOCUMENTS FOR WORKING CAPITAL LIMITS

KYC

  • KYC (Pan / GST Registration Certificate / Electricity Bill etc.) of Company with MOA/AOA/COI - Partnership Deed including any reconstituted deed with Form-A & Form-C (firm registered under 1932 partnership act with firm’s registrar)
  • KYC of Promoters / Guarantor / Property Owners
  • Promoter’s Profile (Education & job / business Experience details)
  • ITR of Promoters / Guarantors / Property-provider with computation of income for last 3 years

COMPANY

  • Company Profile, Business Model and Company Product Catalogue / Brochure
  • List of Directors/Partners with shareholding detail
  • IEC Code Copy, if applicable
  • GSTR-3B returns from April 2022 to till date (year-wise)
  • Complete audited financial statements of the company for the latest 3 years along with - ITR acknowledgement & Computation of Income, Director’s Report (In case of company), Auditor Report, Tax audit report, All schedules, Notes to accounts.
  • Provisional/Projected financial statement with complete annexures (Self/CA certified) - Key Figures as on date & As on 31.03.2023 - Debtors, Creditors, Stock, Unsecured Loans, Fixed Assets.
  • Debtors, Creditors, Unsecured-Loan position position as on 31.03 2021, 31.03.2022 and as on date
  • Month-wise sales for FY 21-22, FY22-23 (till date)
  • Month wise purchase bifurcated (import & domestic) - from Apr 2021 to till date (Year wise)
  • Sanction letter of Loans availed (Car/Home/LAP) / Working Capital Limits (CC/OD/BG/LC) (latest and previous) - All pages with repayment schedule and Loan account statement
  • Bank account statements − last 12 Months −− Share in Bank PDF format on Email (If any cheque/EMI bounce, confirm reason for each cheque bounce)
    1. All Current Account
    2. Cash Credit Account
    3. PCFC / PSFC / Buyers Credit Accounts (If Applicable)
    4. Outstanding BG (Bank Guarantee) / LC (Letter of Credit) statement (If Applicable)

Main Product details and Product Wise Sales for last 2 years and current financial year

Sr. No. Product name Brief Per unit cost Sales in FY21-22 Till date sale in FY22-23
  • Order Book position of the company
    1. Order copies / dealership agreements copies
    2. Order details in Excel File as per below format
Order No Company Name Order Value Start Date End Date % Order Completion (year wise) BG Type & Requirement Order Status As on date
  • Top 5 Buyers and Top 5 Suppliers details (Name / Contact No / Add / Value of Busienss done in last 2 years)
  • GROUP COMPANIES:
    • − Last audited balance sheet of the group companies (if any)
    • − Ledgers of each group company from 01.04.2021 to till date
  • PROPERTY: Copy of Complete chain of property papers (Not applicable in case of Business Loan)

For any query, Please call at 9910 350 999 or write to us at finanscorporateservices@gmail.com

Note: that there may be some papers / clarifications, or account ledgers which may be required after receipt of above documents.

If there is any problem then call at : 9910 350 999

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