LOAN AGAINST PROPERTY, HOME LOAN, LEASE RENTAL DISCOUNTING
LIST OF DOCUMENTS FOR LOAN AGAINST PROPERTY, HOME LOAN, LEASE RENTAL DISCOUNTING
- ►KYC for all the applicant: PAN card and Passport, Aadhar Card
- ►Residence proof: Electricity bill
- ►Bank statement: Last 12 months bank statements of salary account / Company Accounts in PDF format (Must be emailed)
- ►Existing loans: In case of any existing loan, share sanction letter, payment track record
- ►Copies of complete chain of property document: Sales deed/copy of Agreement, share certificate (if society formed), latest electricity/maintenance bill, Property tax receipt etc.
- ►Advance processing cheque: to process the case
- ►PROOF OF INCOME
| Salaried | Self Employed |
|---|---|
| 3 months pay slip | 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign |
| 6 months pay slip / 2 yrs bonus proof (in case of variable pay) | Tax Audit Report (If Gross Turnover Exceeds Rs 1 Cr or Gross Receipts Exceeds 25 Lac) |
| 12 months bank statement - PDF format | 6 months bank statements of personal and business accounts |
| 2 yrs Form 16 (employment continuity proof) | If ITR is filed without digital sign - CPC and tax paid challan |
|
For NRI Salaried
|
Business continuity proof (3 yrs for HL / 5 yrs for LAP) |
For applicants who are Partners in a Firm / Directors in a Company
| Partner / Partnership Firm | Director of a Company |
|---|---|
| Partnership Deed, List of Partners (last 2 yr personal ITR with computation) | For the company - 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign, |
| Partnership firm's audited ITR along with complete financials | Tax Audit Report (Where Gross Turnover Exceeds Rs 1 Cr or Gross Receipts exceeds 25 Lac) |
| Partnership authority letter on letterhead of the Firm signed by all partners in case Firm to stand as guarantor | Board Resolution (if Company is applicant) Certificate of Incorporation, MOA and AOA |
| Latest Share Holding Pattern duly signed by Company secretary/ CA/ Directors |
For Balance Transfer / Takeover of Loan from other bank / financial
- 12 months loan account statement with latest outstanding letter
- Existing loan details and 6 months bank statement from where EMI is deducted
Lease Rental Discounting
- 6 months bank statement where rent is credited
- Registered valid lease agreements
- 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign
- 1 yr 26 AS
- If Partnership firm - Partnership deed, 2 yrs audited financials, operative account, KYC, partnership authority letter
For any query, Please call at 9910 350 999 or write to us at finanscorporateservices@gmail.com
If there is any problem then call at : 9910 350 999
