Working Capital Finance

Secured Working Capital Finance Up to Rs. 200cr

Finans provides expert guidance on securing loans, optimizing cash flow, and navigating the complexities of business financing to ensure your project’s success & sustainability.

• Cash Credit, Overdrafts, Term Loans, Project Loan, Loan for specific business requirements... under one place.

• Letters of Credit & Buyers Credit to ensure timely delivery of goods; Bank Guarantees to meet performance and financial obligations

• Export Credit for providing Pre and Post-Shipment finance to exporters

• Working Capital Demand Loan (WCDL) is arranged for Mid / Large corporates

• Over and above bank working capital limit, we can arrange unsecured limit up to Rs. 15cr

Collateral-Free Fund and Non-Fund based (Letter of Credit, Bank Guarantee) credit facilities up to ₹10 crore

• Reduced Annual Guarantee Fee starting FY2025-26.

• Facility can be provided under "Hybrid" model if customer need funds above 10cr.

• Customers must have clean CIBIL records, Growing turnover, profitability and 3 years vintage in particular industry to get a loan under this scheme

• Primary security in case of CGTMSE are the current asset, fixed movable assets of the borrower entity and personal guarantee of the promoters

CGTMSE Working Capital Finance

Unsecured Working Capital Finance Up to Rs. 10cr

Finans: Choose Best Finance Option

You didn’t come this far to stop, Let us arrange for you a loan, best suited your finance needs

Business Loan

Fast and Easy loan option, attractive interest rate, for a period of up to 5 years

Up to Rs. 5Cr

Loan Against Property / Dropline OD

Financing solutions for housing projects and developments.

Up to Rs. 30Cr

Machinery Loan

Flexible machinery loans for real estate businesses available.

Up to Rs. 10Cr

Loan Against Shares / Mutual Funds / FD

Term loan facilities tailored for your personal and business ventures.

Up to Rs. 200Cr

Home Loan / Plot Purchase & Construction

Low interest rate with minimal documentation & processing fees, flexible repayment options

Loan Up to Rs. 30cr

Real Estate Financing

Debt financing from banks and NBFCs, private equity, joint ventures in India

Up To Rs. 100Cr

Finans: Bank's & NBFCs

We are associated with Government, Co-operative, Government Financial Institutions like SIDBI, Foreign and Private Banks in India including all leading NBFCs.

Finans: Corporate Banking Advisory for MSMEs & Mid Corporates

► Analysis, Due-diligence, Compliance and negotiation related to current banking and financing arrangements

► Planning and Assessment of future funding requirements

► Balance Sheet Analysis and improvement

► Fund raising: Debt and private equity syndication

► Structured Finance through NBFC

► Structured products for promoter margin financing

► Dispute resolution & Complaint management

► Corporate restructuring (Financial / Organisational)

► NPA / Stressed assets related resolutions

► Trade Advisory Services (LC / BG / Remittance related solutions)

► Advisory on future growth plans and business model for your company

► Business valuations & Succession Planning for Family owned businesses

► Designing and developing financial models, Detailed Project Reports (DPR)

► Documentation support, Understanding and Evaluation

► Expert Advisory on IPO listing

► C.F.O. Services for MSMEs / Mid Corporates